Bravo Pay+ 5.2.6

Bravo Pay+ offers a convenient platform for users to seamlessly purchase international phone credit from major mobile network operators such as Zain, MTN, and Sudani. In addition to this, users can easily settle international electricity bills, taxes, school tuition, and other utilities. The application also features QR code payment options for shopping at global points of sale (POS). Bravo Pay+ caters to individuals seeking a straightforward solution for managing various utilities with ease.

1. Who are the primary users engaging with the paid content, subscriptions, features, and services provided by the application?

• Our user demographic predominantly comprises Sudanese residents utilizing the app for phone top-ups, bill payments, digital purchases, and financial management. Although the business aspires to extend its services beyond Sudan into other African nations, our current user base remains localized within Sudan.

2. Where can users access the content, subscriptions, features, and services available within the application?

• Users have the option to procure phone credit or manage bill payments through conventional methods like visiting local stores or government agencies to transact in cash. However, our application streamlines these services by enabling users to perform such tasks conveniently on their smartphones. We have established collaborations with Sudanese banks, mobile network operators, and government entities via API integration to facilitate these operations.

3. What specific types of past purchases and subscriptions can users access within the application?

• Mobile Network Top-Up: Users can effortlessly recharge their phones or those of others by entering the respective phone numbers and desired top-up amounts. We extend this service across four major mobile network providers – Zain, Sudani, MTN, and Canar – with payments processed through Sudanese bank cards. The system operates in conjunction with EBS in Sudan (Electronic Payment Services) to debit user bank accounts for recharging phone numbers directly via API integration or through EBS channels for a consolidated debit-credit operation.
• Bill Payments: The application facilitates bill settlements for entities like electric companies, governmental taxes, and select educational institutions for tuition fees. The process mirrors that of mobile top-ups leveraging EBS connections for seamless transactions.
• Balance Inquiries: Users can conveniently check their bank account balances within the app utilizing EBS as an intermediary linked to banks through APIs.
• Card Balance Transfer: The feature enables users to transfer funds between bank accounts using EBS functionalities.

4. What premium content or features within the app are accessible without in-app purchases?

• Balance Inquiries: Users have complimentary access to checking their bank balances through our application at no additional cost.

For further clarity – our operational model revolves around connecting Sudanese bank cardholders with mobile network services and bill payment solutions. Our strategic vision involves expanding our clientele beyond Sudan to encompass markets across Africa entirely. Presently, we engage with EBS for API-driven interactions with a diverse range of banks rather than establishing direct banking partnerships.